About Us

Get to know us and our mission to provide the best lending solutions.

Quay Lending is a boutique finance company that is dedicated to its customers’ needs and committed to providing market leading service with a friendly “can do” approach. At Quay Lending we strive to provide all our
applicants with outstanding results through our extensive panel of lenders and work with you to achieve your goals.

With over 40 years of combined experience, the team at Quay Lending are available 7 days a week to assist you with all your finance requirements. We understand and appreciate that some people are time poor due the week so we can also be contacted Saturday and Sundays to answer any question you may have regarding your finance requirements.

Get To
Know Us.

At Quay Lending, we’re more than just a finance brokerage — we’re a boutique team dedicated to making finance simple, transparent, and tailored to you. With over 40 years of combined experience, we’ve helped clients across Australia secure the right solutions for everything from vehicles and leisure assets to business loans and specialist equipment.

What sets us apart is the way we work with you. We take the time to listen, understand your goals, and then use our extensive lender panel to find finance options that truly fit your needs. Our approach is professional, yet always personable — giving you confidence that you’re in expert hands without ever feeling like “just another number.”

We also know life doesn’t always happen between Monday and Friday. That’s why our team is available seven days a week, ready to answer your questions and keep things moving when it suits you. Whether it’s a quick weekend call to clarify your options or ongoing support through the entire process, we’re here when you need us.

At Quay Lending, our commitment is simple: to combine decades of knowledge, genuine service, and a “can-do”
attitude to deliver fast, stress-free results. Whatever your finance goals, we’re here to help you achieve them.

Smart finance. Personal service.
Better outcomes

“At Quay Lending, our mission is to make finance straightforward, accessible, and tailored to every client. With decades of knowledge, a wide lender panel, and a genuine commitment to service, we deliver flexible finance solutions that help individuals and businesses move forward with confidence.”

Years Of Experience

Over 40 years combined experience to ensure you get the best possible option available.

Same Day Approvals

In many cases we can obtain your loan approval on the same day as you apply.

Higher Privacy Protection

All your information shared with Quay Lending is private, secure, and only shared with a perspective lender for the purpose of approval.

Talented Team

We have a dedicate team and committed team of professional ready and waiting to make you next dream a reality.

Meet The Quay Players.

Mark Rice

Mark has been in the Finance and Automotive industry for 24 years and has extensive experience operating his own dealerships for 10 years before co-founding Quay lending with his friend and Business partner Scott Perry. Mark takes a very hand on approach in the day to day operations of the business and very much enjoys assisting his clients with the lending requirements.

Mark follows a simply rule in his business “treat every client as you would want to be treated”. Outside of work, mark enjoys spending time with his wife and 2 daughters and having the occasional game of golf.

Scott Perry

With 20 years of experience in the industry, Scott held a Senior National Management role with a large national organisation prior to co-founding Quay lending with Mark Rice. Scott has a very friendly down to earth nature and goes out of his way to help his clients and is also very hands with all aspects of the business. Outside of work,
 
Scott is a busy Husband and dad of 4, he coaches his local football team of which Quay Lending are proud sponsors, he also likes to hit the golf course when he gets the time.

Dean Burk

Dean brings a wealth of knowledge and a practical, client-focused approach to Quay Lending. With years of experience in finance and lending, he is dedicated to helping clients secure the right solutions to achieve their goals—whether it’s for personal, business, or investment purposes.

Known for his clear communication and genuine care, Dean takes the time to understand every client’s unique circumstances and works tirelessly to deliver tailored outcomes. His strong relationships with lenders and deep understanding of lending policies allow him to navigate complex scenarios and provide straightforward advice.

At Quay Lending, Dean is passionate about building long-term relationships and ensuring every client feels supported throughout the entire lending journey.

Karla Smeatron

Karla is an affiliate with Quay lending and is a locally-based finance brokerage operating out of the Illawarra region in New South Wales, Australia. They offer tailored loan solutions—including car, business, personal, and equipment finance—for clients across Wollongong and beyond.harperfinance.com.au

Why choose Harper Finance?

  • Personalised service: Listening closely to your needs and crafting fitting finance.
  • Clear and honest advice, delivered with genuine care.
  • Empathetic and understanding team, offering sensible and well-informed guidance.
  • Focus on your long-term financial well-being.
  • Flexible options that can adapt to your individual goals.
  • A commitment to building trust over time.

Meet Our Partners.

With over many years of experience, we have built an unmatched panel of finance and insurance
partners which gives you access to products for your needs.
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Partner
With Us.

Quay lending office Automotive Dealerships the option to partner with us to assist with all 1st and 2nd Tier lending options in the event that your current lenders cannot assist with. This provides additional options for your business to ensure that every finance application can be considered for approval.

Ready To
Get Started?

Our team is dedicated to giving you the best and most comprehensive financial services